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The Silk Run
Posts: 901
Joined: Mon May 14, 2018 12:53 am
Location: United Kingdom

I expect his skills are transferable on release. Cat Burglar ....
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Realrocknrolla
Posts: 1903
Joined: Fri Jun 05, 2020 7:15 pm

The Silk Run wrote:
Fri Jul 30, 2021 2:34 pm
Trader Pat wrote:
Fri Jul 30, 2021 2:32 pm
Realrocknrolla wrote:
Fri Jul 30, 2021 2:14 pm


The prosecution was very Purrr-suasive.

Awful! :D
Pussy :D
Say what..😂 😉
sniffer66
Posts: 1666
Joined: Thu May 02, 2019 8:37 am

I just retired today. 55 and never need work again :D

Does trading count as work ??
jamesg46
Posts: 3769
Joined: Sat Jul 30, 2016 1:05 pm

sniffer66 wrote:
Fri Jul 30, 2021 4:13 pm
I just retired today. 55 and never need work again :D

Does trading count as work ??
That's a solid achievement, wow 55 & retired. Many congrats.

I don't see something I love to do as work, more of a passion.
sniffer66
Posts: 1666
Joined: Thu May 02, 2019 8:37 am

jamesg46 wrote:
Fri Jul 30, 2021 4:17 pm
sniffer66 wrote:
Fri Jul 30, 2021 4:13 pm
I just retired today. 55 and never need work again :D

Does trading count as work ??
That's a solid achievement, wow 55 & retired. Many congrats.

I don't see something I love to do as work, more of a passion.
Thanks James.
I lucked out a little. 30 years with the same company and they offered me silly money to get out of the Final Salary Scheme.

I agree on the passion argument. Love to trade and code so that's my hobby\passion from now on
jamesg46
Posts: 3769
Joined: Sat Jul 30, 2016 1:05 pm

sniffer66 wrote:
Fri Jul 30, 2021 4:34 pm
jamesg46 wrote:
Fri Jul 30, 2021 4:17 pm
sniffer66 wrote:
Fri Jul 30, 2021 4:13 pm
I just retired today. 55 and never need work again :D

Does trading count as work ??
That's a solid achievement, wow 55 & retired. Many congrats.

I don't see something I love to do as work, more of a passion.
Thanks James.
I lucked out a little. 30 years with the same company and they offered me silly money to get out of the Final Salary Scheme.

I agree on the passion argument. Love to trade and code so that's my hobby\passion from now on
Well, trading, coding & figuring ways to keep up with inflation should keep you plenty busy. :D
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ShaunWhite
Posts: 9731
Joined: Sat Sep 03, 2016 3:42 am

sniffer66 wrote:
Fri Jul 30, 2021 4:13 pm
I just retired today. 55 and never need work again :D

Does trading count as work ??
Nice one sniffer66 :) I'm shaun64 by your naming convention, getting access to that pension pot certainly makes you breath a sigh of relief. The potentially tricky bit is moving it to a product where your spouse gets 100% if you peg it. My old work schemes capped her benefit at 50% of my pot if I died. Not sure what your scheme was like but mine had been growing at about 8% which was amazing so getting out and only earning 2% or something is a proper gamble. Keep it there and stay fit, or pull it out so the benefactors get the lot. I ended up taking all of mine, paying the tax (ouch!) and used it to pay for our house. Slightly uncertain pension income now obvioulsy but our outgoings are now almost nothing and I know Mrs will have a roof bought and paid for. I'm not the healthiest of people so stick rather than twist felt like the right call. Do you take the money you've won already or gamble for the speedboat :)
sniffer66
Posts: 1666
Joined: Thu May 02, 2019 8:37 am

ShaunWhite wrote:
Fri Jul 30, 2021 5:32 pm
sniffer66 wrote:
Fri Jul 30, 2021 4:13 pm
I just retired today. 55 and never need work again :D

Does trading count as work ??
Nice one sniffer66 :) I'm shaun64 by your naming convention, getting access to that pension pot certainly makes you breath a sigh of relief. The potentially tricky bit is moving it to a product where your spouse gets 100% if you peg it. My old work schemes capped her benefit at 50% of my pot if I died. Not sure what your scheme was like but mine had been growing at about 8% which was amazing so getting out and only earning 2% or something is a proper gamble. Keep it there and stay fit, or pull it out so the benefactors get the lot. I ended up taking all of mine, paying the tax (ouch!) and used it to pay for our house. Slightly uncertain pension income now obvioulsy but our outgoings are now almost nothing and I know Mrs will have a roof bought and paid for. I'm not the healthiest of people so stick rather than twist felt like the right call. Do you take the money you've won already or gamble for the speedboat :)
Cheers Shaun.
I had 30 years in the company Final Salary Scheme and they offered me a silly amount to transfer out. Took IFA advice, as you are required to, and it's now sitting in a decently performing fund and I can take less drawdown than it's earning in interest :) . Plus I took the tax free lump and bought a cottage and a camper. If/when I go the missus gets the lot and any that's left after can go to the kids. Win all round so it's happy days :)
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ShaunWhite
Posts: 9731
Joined: Sat Sep 03, 2016 3:42 am

sniffer66 wrote:
Fri Jul 30, 2021 5:42 pm
Win all round so it's happy days :)
Happy days indeed.
18 years growing
37 years working
....and hopefully another 37 after that.

That sounds alright to me.

btw one bit of bad news about your retirement, Anne Robinson is absolutely rubbish at hosting Countdown :D
sniffer66
Posts: 1666
Joined: Thu May 02, 2019 8:37 am

ShaunWhite wrote:
Fri Jul 30, 2021 5:53 pm
sniffer66 wrote:
Fri Jul 30, 2021 5:42 pm
Win all round so it's happy days :)

btw one bit of bad news about your retirement, Anne Robinson is absolutely rubbish at hosting Countdown :D
:D :D
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Derek27
Posts: 23469
Joined: Wed Aug 30, 2017 11:44 am
Location: UK

ShaunWhite wrote:
Fri Jul 30, 2021 5:53 pm
btw one bit of bad news about your retirement, Anne Robinson is absolutely rubbish at hosting Countdown :D
As long as Rachel Riley's still doing the letters, he'll have a happy retirement.

I just googled Rachel to find out her surname and Riley popped up before I could even type countdown! It's almost as though they can read my mind!
jamesg46
Posts: 3769
Joined: Sat Jul 30, 2016 1:05 pm

Thank's BF, I'm happy but in the back of my mind i'm starting to think this is happening far too often. "If something seems too good to be true...".
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The Silk Run
Posts: 901
Joined: Mon May 14, 2018 12:53 am
Location: United Kingdom

jamesg46 wrote:
Wed Aug 11, 2021 12:54 pm
Thank's BF, I'm happy but in the back of my mind i'm starting to think this is happening far too often. "If something seems too good to be true...".
You may regress a comment I made previously on another topic ;)
jamesg46
Posts: 3769
Joined: Sat Jul 30, 2016 1:05 pm

The Silk Run wrote:
Wed Aug 11, 2021 1:23 pm
jamesg46 wrote:
Wed Aug 11, 2021 12:54 pm
Thank's BF, I'm happy but in the back of my mind i'm starting to think this is happening far too often. "If something seems too good to be true...".
You may regress a comment I made previously on another topic ;)
Can't remember it :?
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ShaunWhite
Posts: 9731
Joined: Sat Sep 03, 2016 3:42 am

Two in a month Derek...starting to think it's linked to my turnover which has been up recently. Or linked to my returns which have been less than avg and this is a sweetner.
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