breakbacktennis wrote: ↑Sat Mar 14, 2020 3:43 pm
Very sound advice, thankyou both.
thx, I'm not sure advising people to spend slightly beyond their means would generally be seen as good advice; and it probably explains why I'm still working at my age
Truth is I've never known what my bank balance will be a year in the future to within a few thou, so I can either reconcile my statement with a Bic or a Montblanc and it seems to make little difference to the bottom line, but doing it one way is a chore and the other is a pleasure. I love a bargain too but there's a difference between the cheapest and the best bargain.